Job Description:
Modern Lending is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!
Job Location:
Temecula, California
Compensation:
$60,000 – $80,000 yearly
Responsibilities:
- Adhere to all lending and regulatory guidelines and policies while preparing the loan file
- Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
- Assemble and submit loan packages to the lender underwriters for approval or denial
- Maintain detailed documentation of the process in our system – from origination to close
- Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
- Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval
Qualifications:
- 2 years minimum experience in loan processing required
- Excellent written and verbal communication skills are a requirement
- Must possess exceptional attention to detail, as well as strong analytical and time management skills
- Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
Benefits:
- 401(k)
- Dental insurance
- Disability insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Referral program
- Vision insurance
Job Type:
- Full-time
Schedule:
- Monday to Friday
Work Remotely:
- No
Disclaimer
The above statements are intended to describe the general nature and level of work being performed by persons assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the rights to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles, as it deems necessary to meet the needs of the business