Think You Will Never Buy a Home?

Many homebuyers, especially first-time buyers, are misinformed when it comes to mortgage qualifying. Things that can appear to be big obstacles in the qualifying process can actually be a non-issue.  In the video below [...]

How Do Mortgage Interest Rates Work?

There are many variables that drive mortgage interest rates. Many people assume that when the Federal Reserve meets periodically, they are the ones that determine and set interest rates.  The truth is mortgage rates are [...]

Conforming Loan Limits Increase For 2021

The Federal Housing Finance Agency recently announced the new 2021 conforming loan limits for Fannie Mae and Freddie Mac. The new mortgage limit for a base 1 unit property is $548,250, with select high-cost locations even [...]

Modern Lending Adopts Temecula Families For Christmas

Temecula, Ca- 11/25/2020 – Modern Lending has announced that they will be adopting local Temecula Valley families for Christmas 2020.  This Adopt a Family program lifts working and non-working families that could use a Holiday [...]

New Conventional Loan Refinance Fee Coming Soon

Looking to refinance? You may have read in recent news of a new refinancing fee to be imposed by the Federal Housing Finance Agency (FHFA) In a recent announcement, Fannie Mae and Freddie Mac [...]

San Diego VA Mortgage Conquest Program

Military home buyers in San Diego have a new opportunity to purchase a home with the VA Conquest Program. This program offers 30 year fix interest rates starting at 2.25%. Yes, you read that [...]

VA Loan Updates For Temecula Riverside County

VA loans have remained a popular option for military buyers in Temecula Riverside County. The program still offers up to 100% financing with many other great benefits.  Below we look at the basic program requirements [...]

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