…Bringing the mortgage industry to a completely new level.

Brian Decker, Taylor Loop and Itzel Hernandez are top leading professionals in the mortgage industry. Together these highly skilled individuals bring over 30 years of combined knowledge and expertise in the Mortgage lending industry to provide the highest level of service.  Before founding Modern Lending they operated the top mortgage office for both LoanDepot and Guaranteed Rate on the west coast.

Our Managing Partner, Brian Decker is one of the most recognized individuals in the mortgage industry,  funding over $3 billion in his career.  Being part of the Nation’s Top 1% of the Top 1% of Mortgage Originators has been achieved with a production record of 1000+ closed loans in 2020 (YTD) for $500 Million alone!  Through his 24/7 service, and dedication to his clients he has received more 5 star reviews than any other active loan officer.

Brian, Itzel and Taylor have carefully selected and built a group of elite mortgage professionals that are dedicated to serving their local community. This is why the area’s top realtors choose us as their trusted lending partner.

Having families themselves, they are passionate about helping families achieve the dream of homeownership.

The Modern Lending Team stays very involved in the Community. They donate regularly to local Charities including Impact Club, Project TOUCH, Rancho Damacitas Child and Family Services, Big Brother & Big Sisters Inland Empire, and many local sports teams.


Building Lifetime Relationships One Loan At A Time


Building Lifetime Relationships One Loan At A Time

We work for you.

We make home financing affordable. Apply for a mortgage anytime, anywhere, on any device, and we’ll analyze bank and mortgage company data to find you the best rate.

We are available nights and weekends, not just during normal business hours.

Don’t wait three days to know what you’ll owe. We’ll give you a Loan Estimate same day.

We ensure that our clients are updated over 40 times throughout the process.


30070 Temecula Parkway

Suite 201

Temecula, CA 92592


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